:root{--bg:#fff;--soft:#f4f7f5;--ink:#12211a;--text:#26332d;--muted:#5d6b65;--line:#e2e9e5;--green:#0b7a43;--green-dark:#08643a;--green-soft:#e8f5ee;--green-mid:#b9e3cb;--check:#13a05a;--warn-bg:#fdf4e3;--warn:#6b4500;--danger:#b3261e;--font:"Figtree", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;--measure:68ch;--wrap:1160px;--r-sm:8px;--r-md:14px;--shadow:0 1px 2px #12211a0f, 0 12px 32px #12211a14}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:84px}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}body{background:var(--bg);color:var(--text);font-family:var(--font);margin:0;font-size:1.0625rem;line-height:1.6}h1,h2,h3,h4{color:var(--ink);letter-spacing:-.02em;margin:0 0 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strong{color:var(--ink);margin-bottom:2px;font-size:1.1rem;display:block}.guide-list span{color:var(--muted);font-size:.95rem}@media (max-width:760px){.guide-list{grid-template-columns:1fr}}.rates{border:1px solid var(--line);border-radius:var(--r-md);background:#fff;grid-template-columns:repeat(3,1fr) 1.3fr;display:grid;overflow:hidden}.rate{border-right:1px solid var(--line);flex-direction:column;gap:4px;padding:20px 22px;display:flex}.rate:last-child{border-right:0}.rate-label{color:var(--muted);font-size:.88rem}.rate-value{color:var(--ink);font-variant-numeric:tabular-nums;letter-spacing:-.02em;font-size:1.8rem;font-weight:800;line-height:1.1}.rate-meta{background:var(--soft);justify-content:center}.rate-meta a{font-weight:700}@media (max-width:760px){.rates{grid-template-columns:1fr 1fr 1fr}.rate-meta{border-top:1px solid var(--line);grid-column:1/-1}.rate{padding:16px}.rate-value{font-size:1.35rem}}.news{grid-template-columns:repeat(3,1fr);gap:16px;margin:20px 0 0;padding:0;list-style:none;display:grid}.news a{border:1px solid var(--line);border-radius:var(--r-md);height:100%;color:var(--text);background:#fff;flex-direction:column;gap:6px;padding:20px;text-decoration:none;display:flex}.news strong{color:var(--ink);font-size:1.1rem}.news span{color:var(--muted);font-size:.95rem}.news a:hover{border-color:var(--green)}@media (max-width:860px){.news{grid-template-columns:1fr}}.resources{grid-template-columns:repeat(4,1fr);gap:32px;display:grid}.resources h3{border-bottom:2px solid var(--green);padding-bottom:10px;font-size:1.05rem}.resources ul{gap:10px;margin:0;padding:0;list-style:none;display:grid}.resources a{color:var(--text);text-decoration:none}.resources a:hover{color:var(--green);text-decoration:underline}@media (max-width:960px){.resources{grid-template-columns:1fr 1fr}}@media (max-width:520px){.resources{grid-template-columns:1fr}}.faq details{border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;color:var(--ink);padding:18px 36px 18px 0;font-size:1.05rem;font-weight:700;list-style:none;position:relative}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";color:var(--green);font-size:1.5rem;font-weight:500;position:absolute;top:14px;right:4px}.faq details[open] summary:after{content:"−"}.faq details p{color:var(--muted);max-width:var(--measure)}.next-step{background:var(--green-soft);border:1px solid var(--green-mid);border-radius:var(--r-md);justify-content:space-between;align-items:center;gap:28px;margin:40px 0 56px;padding:28px 32px;display:flex}.next-step h2{margin-bottom:6px;font-size:1.4rem}.next-step p{color:var(--text);max-width:60ch;margin:0}.next-step-actions{flex-wrap:wrap;flex:none;gap:10px;display:flex}@media (max-width:760px){.next-step{flex-direction:column;align-items:flex-start;padding:22px}}.final-cta{background:var(--green);color:#e6f5ec;text-align:center;padding:72px 0}.final-cta h2{color:#fff}.final-cta p{margin-bottom:24px;font-size:1.1rem}.final-cta 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var(--line);border-radius:var(--r-md);background:#fff}.answer-box{background:var(--green-soft);border-radius:var(--r-md);margin-bottom:28px;padding:20px 22px}.answer-box p{color:var(--ink);margin:0;line-height:1.7}.toc{padding:20px}.toc p{color:var(--ink);margin-bottom:8px;font-weight:700}.toc ol,.toc ul{margin:0;padding-left:1.1em;font-size:.93rem}.toc li{margin-bottom:6px}.cta-card{background:var(--green);border-color:var(--green);color:#e6f5ec;padding:22px}.cta-card h3{color:#fff;font-size:1.15rem}.cta-card p{font-size:.95rem}.cta-card .btn-primary{color:var(--green-dark);background:#fff;width:100%}.table-wrap{margin:0 0 1.5em;overflow-x:auto}table{border-collapse:collapse;background:#fff;width:100%;font-size:.95rem}th,td{text-align:left;border-bottom:1px solid var(--line);vertical-align:top;padding:11px 12px}thead th{color:var(--ink);background:var(--soft)}tbody th{color:var(--ink);font-weight:600}.plain-steps{padding-left:1.2em}.plain-steps li{margin-bottom:.6em}.calc{border:1px 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(max-width:520px){.footer-grid{grid-template-columns:1fr}}.thanks{padding-top:80px;padding-bottom:80px}.sticky-cta{display:none}@media (max-width:760px){.sticky-cta{z-index:40;padding:10px 16px calc(10px + env(safe-area-inset-bottom));border-top:1px solid var(--line);background:#fffffff7;transition:transform .2s;display:flex;position:fixed;bottom:0;left:0;right:0;transform:translateY(110%);box-shadow:0 -6px 20px #12211a14}.sticky-cta.show{transform:none}.sticky-cta .btn{width:100%}body{padding-bottom:76px}}
